Thinking Money | Free Financial Advice and Tips

New Credit Card Rewards

Posted on 30. Sep, 2009.

Traditionally, credit card company reward programs have featured airline mileage, gift certificates, and cash back for customers who spend more on their cards to get top ups. However, today card companies are offering new sets of incentives perhaps in response to the implementation of the first set of rules by credit card bill last week.

Share [...]

Continue Reading

Preventing a future financial crisis: Restraining the banks?

Posted on 28. Sep, 2009.

Signs of a recovering global economy and performing stocks, and the bankers are quick to reward themselves with fat pay checks and bonuses again – to the dismay of the taxpayers whose moneys bailed the banks out of a crisis they caused in the first place due to such wanton living. Hardly any lessons learnt?

Share [...]

Continue Reading

Credit Card Reform have began with mixed response

Posted on 28. Sep, 2009.

Last Friday, Credit Card companies began adjusting to new ways of doing business. First new rule: they will now have to notify their customers not less than 45 days ahead of any interest rate increases unlike previously when only 25 days advance notice was all that was required. Customers who are not happy with any [...]

Continue Reading

America now believes small can be beautiful

Posted on 26. Sep, 2009.

The days of the housing boom when most Americans thought a bigger house was a better investment seems to be drawing to an end. At least the housing bust has thought many that the housing industry was not immune to price falls and therefore owning a huge house is no guarantee for a secure financial [...]

Continue Reading

The impact of Tax revenues on the US Economy

Posted on 18. Sep, 2009.

The recession is draining the government of tax income, at a crucial time that the Obama administration needs funds for major reforms such as health care and other programs critical for the recovery of the economy.

Share and Enjoy:

Continue Reading

BOA to open new branches in China

Posted on 18. Sep, 2009.

Plans are far advanced for the Bank of America Corp, to establish its commercial and investment banking business in China – the world’s fastest-growing economy.

Share and Enjoy:

Continue Reading

Confusion over tax credit leaflet

Posted on 18. Sep, 2009.

A new leaflet explaining how tax credits would work was withdrawn by HM Revenue & Customs because of an error.
The HMRC leaflet published in April this year on its website on the causes of overpayments became an issue of confusion and criticism by the British public.

Share and Enjoy:

Continue Reading

Personal Inflation Calculator

Posted on 14. Jul, 2009.

So are prices going up or going down? Inflation as measured by the Retail Price Index has fallen to -1.6%, while the Consumer Price Index has fallen below the government’s target of 2% for the first time since September 2007. But how does this all affect you? Follow the link below to find out exactly [...]

Continue Reading

Steps to Reducing Your Debt and Debt Consolidation

Posted on 13. Jul, 2009.

When times get tough and people develop debt problems, it is time to do something about it. Leaving it alone will not reduce it or make it go away. Following a solid plan of action can keep your credit intact and help you to stay on top of your bills. Here are some quick tips [...]

Continue Reading

UK Set to Change Bank Regulation

Posted on 08. Jul, 2009.

The UK government is set to announce its plans to reform the financial system to prevent future crises.

Share and Enjoy:

Continue Reading